ICD-10-CM 2027
ICD-10 code for Bankruptcy
From the official ICD-10-CM alphabetic index entry “Bankruptcy (anxiety concerning)”. Page updated September 29, 2026.
About coding Bankruptcy
The ICD-10-CM code for Bankruptcy is Z59.868 (Other specified financial insecurity).
Within Z59.86, choose Z59.868 (Other specified financial insecurity) only when documentation doesn't support a more specific option: difficulty paying for utilities (Z59.861) and unspecified (Z59.869).
It is not a CC or MCC, so as a secondary diagnosis it doesn't change the MS-DRG severity level.
In MS-DRG v44.0, it is part of the grouping logic for DRG 951 (Other Factors Influencing Health Status, relative weight 0.5577), in MDC 23 (Factors Influencing Health Status and Other Contacts with Health Services), as a principal or secondary diagnosis. The DRG a claim lands in depends on the principal diagnosis, procedures and any CC/MCC secondary diagnoses.
Common questions about Bankruptcy ICD-10 codes
What is the ICD-10 code for Bankruptcy?
- Z59.868 — Other specified financial insecurity.
Is Z59.868 billable?
- Yes. Z59.868 is a billable/specific ICD-10-CM code valid for FY2027 (October 1, 2026 – September 30, 2027).
Can Z59.868 be used as a principal diagnosis?
- No. It is not acceptable as the principal diagnosis for an inpatient stay; it may be reported as a secondary diagnosis.
Is Z59.868 a CC or MCC?
- No. Z59.868 is neither a CC nor an MCC under MS-DRG v44.0.