ICD-10-CM 2027
ICD-10 code for Bankruptcy problem
Other problems related to housing and economic circumstances
From the official ICD-10-CM alphabetic index entry “Problem (with) (related to) › bankruptcy”. Page updated September 29, 2026.
About coding Bankruptcy problem
The ICD-10-CM code for Bankruptcy problem is Z59.89 (Other problems related to housing and economic circumstances).
Within Z59.8, choose Z59.89 (Other problems related to housing and economic circumstances) only when documentation doesn't support a more specific option: housing instability, housed (Z59.81), Transportation insecurity (Z59.82), financial insecurity (Z59.86) and material hardship due to limited financial resources, not elsewhere classified (Z59.87).
It is not a CC or MCC, so as a secondary diagnosis it doesn't change the MS-DRG severity level.
In MS-DRG v44.0, it is part of the grouping logic for DRG 951 (Other Factors Influencing Health Status, relative weight 0.5577), in MDC 23 (Factors Influencing Health Status and Other Contacts with Health Services), as a principal or secondary diagnosis. The DRG a claim lands in depends on the principal diagnosis, procedures and any CC/MCC secondary diagnoses.
Common questions about Bankruptcy problem ICD-10 codes
What is the ICD-10 code for Bankruptcy problem?
- Z59.89 — Other problems related to housing and economic circumstances.
Is Z59.89 billable?
- Yes. Z59.89 is a billable/specific ICD-10-CM code valid for FY2027 (October 1, 2026 – September 30, 2027).
Can Z59.89 be used as a principal diagnosis?
- No. It is not acceptable as the principal diagnosis for an inpatient stay; it may be reported as a secondary diagnosis.
Is Z59.89 a CC or MCC?
- No. Z59.89 is neither a CC nor an MCC under MS-DRG v44.0.